7 Comments
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Haris Ahmed's avatar

Kindly publish a mortgage calculator to we can take benefits.

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Sahar Merchant's avatar

Hey ammar. Loving your articles.

However pls do also put options on good real estate investment in this price range...specially in khi

Would def help open the brain cells

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Usman Karim's avatar

It's not simple There are many conditions attached to this government loan scheme. You cant find a house in this prices specially house needs to be newly constructed etc.

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Khizar's avatar

I think you need to include property tax as well.. which will range from 10- 20% (depending on the area that you live) of total rental value of the property... also, according to SBP you cannot rent the property that you have mortgaged till year 6

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Khan's avatar

I haven't heard of any such policy. I have a friend who has mortgaged a property, rented it and paying the mortgage through the rent.

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Omer Akif's avatar

And this has been a very informative article.. you stirred my brain cells... Thanks for this substack!

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Omer Akif's avatar

Ammar is the pricing at tier 0 at 14% after 10 years or is it a typo... i saw a banks brochure and it seems its 2.5% plus kibor for that slab...

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