20 Comments

Yeh writer aqalmand aadmi lagta hai

Expand full comment

Great read. Looking forward to more advice on how to go about mutual funds.

Expand full comment

Good post! Concise and actionable.

Expand full comment

Amazing read

Expand full comment

Thanks nice advice❤

Expand full comment

Hello, thank you for starting this newsletter. As a woman who just invested a small amount in an asset allocation fund for the first time ever, I have no idea how to analyze my portfolio and use those insights moving forward. Do I just "wait and watch"? Is putting a monthly sum in an asset allocation fund a good investment? Looking forward to an explainer on mutual funds!

Expand full comment

Bro be honest and share gain from investment in mutual funds. It's also not that much gainable investment. The best investment is to invest in a safe business

Expand full comment

Can you start your investment guide with budgeting? Like what percentage of income/salary needs to be spent, saved and invested?

Expand full comment

This is exactly the plan. If you subscribe to the newsletter, you will get all updates regularly. I will be trying to break it all down and make it easy to invest.

Expand full comment

Already subscribed :)

Expand full comment

Pls shed some light on investment portfolios. I have been planning to do it but dont really know how to go about it.

Expand full comment

This is the plan. If you subscribe to the newsletter, you will get all the details delivered to your inbox!

Expand full comment

How do we go about creating a pension fund?

Expand full comment

Also is it better to save through investing in mutual funds or in a savings account?

Expand full comment

Great read! Enjoyed it

Expand full comment

A little more on how to be smart and safe with mutual funds please. Thanks

Expand full comment

this is great bro. could you please elaborate us further on mutual funds . i have been hearing about them for sometime now but dont know where to start.

Expand full comment

Thank you for this!

Would love a little elaboration of gold jewelry isn't the best investment. As girls, we hear a lot about the opposite view especially when getting married.

Secondly, in your future, please do share how to "diversify investment portfolio". Have been doing a little research but I am still unsure of where one could start.

Expand full comment

Gold jewelry is not the best investment because you the jeweler takes the major cut. Lets say you buy something today for Rs. 100k. And lets say in 15 years, the price of 'gold' increases by 100% -- so theoretically, the jewelry you buy would be worth Rs. 200k in 15 years. But when you go to the jeweler, he will deduct 15-20% as 'making charges', so you lose 20% of Rs. 200k, which is Rs. 40k,and only get Rs. 160k on your jewelry.

Meanwhile, if you had just bought a gold bar, or gold biscuit for Rs. 100k, you would get a full Rs. 200k in 15 years -- which you can then use to make jewelry, or whatever. Hope this clarifies

Expand full comment

Thank you! That makes sense.

Expand full comment